As Nevis International Bank & Trust, we consider the safety of our customers banking online and the continuity of our internet based services as our top priority. Every day at Nevis International Bank & Trust, our team of specialists work on optimizing our systems and processes. Maintaining your privacy and security, that’s what the “Customer First” bank will do for you. As a banking and financial services organization, we have a history of handling personal information, including sensitive information, confidentially. We value the ongoing trust our customers have in us to protect your privacy.
Nevis International Bank & Trust offers the highest level of security and privacy regarding the collection of customer information. This policy summaries our principles and procedures regarding the privacy and security of your financial and private information.
Collecting and Using Customers Personal Information
Nevis International Bank & Trust collects personal information directly from you, our customer. When you provide us information to open your account and complete an application form (both hard and soft copy). We will collect and use only that information which is necessary for the purposes of providing financial services, managing and developing financial products, services and best practices to meet the customer’s needs, and verifying a customer’s identity. We may also use the collected information for contacting our customers directly to introduce products and services that may be of interest.
We will only retain your personal information only as long as necessary for the identified purposes above, or as required by the laws of St. Kitts and Nevis.
Disclosing Your Personal Information
Nevis International Bank & Trust under no circumstances reveals any specific information about its customers or their accounts or other personally identifiable data to any third parties unless:
Protecting your Information
Nevis International Bank & Trust upholds sophisticated safeguards solely for the purpose of securing your personal information. We use the highest level of data encryption possible and specifically chosen firewalls to maintain the security of the information we receive from our customers over the web. Secure Sockets Layer (SSL) 128-bit encryption and a current and valid certificate from a recognized Certification Authority are required to access our site.
Nevis International Bank & Trust educates all employees about the importance of privacy towards our customers, this is in accordance with the Banking Bill 2015. We retrain each employee on this policy every six months, in addition, they are required to sign a Declaration of Secrecy verifying that he/she is aware of and is compliant with said policy. Employees only have access to the specific information needed in order to perform their specialized duties.
Safe Guarding your Personal Data, What you can do to Help Us
Security and privacy risks cannot be completely eliminated, but at Nevis International Bank & Trust they will be minimized. We recommend you take the following protections to guard against the disclosure and unauthorized use of your personal information.
Protecting Computers and Laptops
Phishing is typically an e-mail scam that can trick consumers into revealing personal information through fraudulent Web sites or in a reply e-mail. Typically the e-mails and Web sites use familiar logos and related graphics to betray consumers into thinking the sender or Web site owner is a company they know. A typical phishing scam works like this, you receive an e-mail supposedly from a company or financial institution you do business with. The e-mail describes a reason you must verify sensitive information and if you comply, the people hiding behind the seemingly legitimate Web site or e-mail can use the information to make unauthorized withdrawals and purchases from your accounts, or even sell your personal information.
Spyware is a software program that gathers information about a computer user, and in most cases without the user’s knowledge and clearly their informed consent. Spyware applications are inadvertently installed when visiting certain Web sites or clicking bad hyperlinks.
How do I protect my PC from Spyware?
Rules to Live By
Always log off a website after terminating a session, especially when using public computers in Internet Cafes, Libraries etc.
Clear your web browser’s cache and history when you complete a session, to ensure that your personal information is not accessible to others who may come behind you.
Always sign off or log off of your online accounts and close your browser if you’re going to step away from your computer even if only momentarily.