Frequently Asked Questions

Banking with Nevis international Bank & Trust

Nevis International Bank & Trust is a leading banking institution duly licensed in the Federation of St. Kitts & Nevis, a British Commonwealth country. The Bank’s customers are worldwide, encompassing both individual and business clients.

Nevis International Bank & Trust offers a three-tier accounting opening solution for customers, subject to compliance approval:

1. Basic Personal Account: Minimum opening deposit US$50,000.

2. Private Banking Account: Private banking clients receive special privileges and many other benefits such as specifically tailored financial products and services. The minimum opening deposit is  US$1,000,000.  

3. Business Account

The Bank generally opens a bank account for a customer within 5 business days after an account applicant’s supporting documents are fully submitted and approved by the Bank’s compliance department. A customer then has 5 days to place initial deposits by wire with the Bank. Review the Bank Account Opening Forms.

Nevis International Bank & Trust adopts and follows rigorous KYC, AML and other well-established international guidelines on client due diligence and acceptance protocols. The Bank’s robust compliance programs were developed in close collaboration and consultation with Kroll, the world’s most reputed risk management advisory firm, and approved by the Bank’s primary regulator, Nevis Financial Services Regulatory Commission (NFSRC). 

Nevis International Bank & Trust is a duly licensed and fully regulated full-service commercial bank and investment bank. The Bank offers a wide range of asset management, wealth planning and other financial services.

Customers can deposit all major currencies with the Bank via wire transfers. The Bank also accepts deposits in stocks, bonds, and other investment products. The Bank does not accept cash as deposit.  

All customer deposits are in safe and liquid instruments such as the U.S. treasury bills and other highly secure and liquid investments. The Bank’s business is subject to rigorous regulatory oversight at any time by government regulators, as well as under audit reviews by Grant Thornton, the Bank’s independent auditor. All customer deposit accounts are maintained through the Bank’s secure banking software under the direct supervision of the Bank’s leadership team.

Yes. The Bank maintains robust insurance policies protecting the Bank and its customers against errors and omissions, ensuring safety of customer deposits.

Nevis International Bank & Trust is an exceptionally strong bank in terms of its capital ratio. The Bank follows Basel III international regulatory framework for banks, ensuring the highest level of capital adequacy at all times. The Bank does not extend loans until a loan is collateralized with at least 120% of the value of a customer’s liquid assets already on deposit with the Bank. 

Yes. The Bank’s financial statements are audited under International Financial Reporting Standards (IFRS) by Grant Thornton, one of the top 5 global independent public accounting firms. The Bank’s financial status and compliance procedures are subject to review and examination at any time by the government banking regulators.

The Bank only offers customer loans that are collateralized by at least 120% of the immediate value of a customer’s liquid assets already on deposit with the Bank. Such a conservative loan policy ensures the Bank is never exposed to credit risk, thus allows the Bank to maintain the highest possible capital ratio and customer liquidity at all times.

Yes. The Bank’s customers have direct online access to their accounts, available for viewing at any time. The Bank does not send physical mail to clients.

Yes. The Bank offers debit cards to its individual and business customers. 

Yes. As a bank customer, the Bank believes that maintaining the confidentiality of customer data is crucially important. The Bank strictly follows all relevant laws and regulations in protecting customer privacy.

As a bank customer, the security of your personal data is of the upmost importance. The Bank uses a multi-factor data security process to protect all bank data.

As the world’s oldest investment citizenship, the Citizenship by Investment Program (CIP) in St. Kitts and Nevis provides individuals and their entire family members an efficient way to confidentially obtain St. Kitts and Nevis citizenship, including St. Kitts & Nevis passports that allow passport holders visa-free travel to nearly 160 countries worldwide. Key features include:

1. CIP Services Offered Directly Through the Bank: A qualified Bank customer and his/her entire immediate family can obtain St. Kitts and Nevis citizenship in about 90 days.

2. Respected and CredibleNevis International Bank & Trust is duly authorized by the St. Kitts & Nevis government as an International Marketing Agent (IMA) that qualifies the Bank to offer the world-renowned St. Kitts & Nevis Citizenship by Investment Program. The Bank’s IMA license (here) is renewable each year. 

3. Confidential Application: The entire citizenship application process offered through the Bank is strictly confidential.

Click here to learn more. Contact Nevis International Bank & Trust to schedule a consultation: [email protected] 

St. Kitts & Nevis citizenship obtained through Nevis International Bank & Trust can have many benefits:

  • Certainty: Full citizenship obtained in about 90 days
  • Trust: CIP offered through the duly licensed Bank in a manner of efficiency, legitimacy, and transparency
  • Freedom: Visa-free travel to nearly 160 countries worldwide
  • Future: Greater opportunities for education, jobs, and potentially long-term residency in the British Commonwealth and the entire Caribbean Community
  • Credibility: The St. Kitts & Nevis citizenship program has a strong reputation as the oldest, most robust, and successful Citizenship by Investment program in the world
  • Prosperity: International businesses incorporated in Nevis enjoy many benefits
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Yes. Nevis International Bank & Trust‘s Citizenship by Investment (CIP) clients are from many jurisdictions worldwide. The Bank offers an efficient one-stop solution to qualified CIP clients: The Bank serves as an applicant’s deposit bank, and opens bank accounts for the applicant’s family members and operating businesses. The Bank assists in the seamless execution of the applicant’s entire citizenship application process.

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Nevis International Bank & Trust’s bank customers are serviced on an expedited basis. Typically, it takes about 90 days for a bank customer and his/her entire family to obtain St. Kitts & Nevis citizenship and passports.

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For a CIP customer, the name on his/her bank account matches the name on his/her St. Kitts & Nevis passport. 

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Yes. The Bank can assist customers in registering businesses in nearly all jurisdictions worldwide. Any business registered through the Bank that meets the Bank’s due diligence requirements will have account opening privileges at the Bank. 

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Currently St. Kitts and Nevis passport holders can travel visa-free to nearly 160 countries and territories. A full list of visa-free countries can be found here.

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Yes. The St. Kitts and Nevis passport that a client receives through the Citizenship by Investment Program offered through Nevis International Bank & Trust is universally recognized by all nations worldwide. 

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Yes. An applicant’s entire family can apply for St. Kitts and Nevis passports at the same time. The Bank’s CIP experts guide an applicant’s citizenship application from the beginning until successful completion.  

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The government of St. Kitts and Nevis may reject an applicant’s citizenship application if:

  • An applicant is unable to clear background checks
  • False information is presented during the citizenship application process

Contact Nevis International Bank & Trust to schedule a consultation: [email protected]

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Nevis International Bank & Trust works closely with an applicant and his/her family members to potentially achieve St. Kitts & Nevis citizenship.

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Yes. As a matter of law and policy, Nevis International Bank & Trust adheres to strict customer confidentiality on all client matters. The Bank ensures its clients’ citizenship applications are processed in a confidential, secure, professional, and timely manner. 

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